Frequently Asked Questions
What Is a Public Adjuster?
The public adjuster works on behalf of you in which they will file your claim, directly communicate with your insurance company, and work towards a settlement that will satisfy all damages to your property to ensure you are able to get back to pre-loss condition.
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When Should I Hire a Public Adjuster?
Policyholders often hire a public adjuster when they want an expert to handle the claim from the very beginning, damage is significant and complex, the insurance company is delaying, underpaying, or disputing the claim. By hiring a public adjuster early, you protect your rights, reduce stress, and often achieve a more favorable outcome on your claim.
Why Might it Be Difficult to Handle an Insurance Claim on Your Own?
Filing an insurance claim may seem straightforward, but the process is often more complicated than most property owners expect. Insurance companies have adjusters and experts working to protect their interests, and without the right knowledge, it can be easy to overlook critical details that affect the outcome of your claim.
What Does a Public Adjuster Do?
A public adjuster is a professional who helps individuals and businesses navigate the insurance claims process. They work on behalf of the policyholder to ensure that they receive a fair settlement from their insurance company. Public adjusters are trained to damages, prepare and submit claims, and negotiate with insurance companies to maximize the payout for their clients.
How Are Public Adjusters Compensated?
Public Adjusters do not get paid until you do, meaning they are compensated on a contingency fee basis. Public Adjusters will receive a percentage of the final insurance claim settlement, depending on the state and complexity of the claim.